Christmas money saving tips is important to consider in celebrating holidays. It is practical not to waste too much money on buying and spending things that are costly. What matters most is you celebrate the true meaning of Christmas.
The excellence of a gift lies in its appropriateness rather than in its value. – Charles Dudley Warner
Christmas is the time to share and cherish the goodwill.
The most important meaning of celebrating the yuletide season is to give love and sharing blessings to our love ones and other people around us. Giving gifts is not necessarily the most expensive one but as long as it is meaningful to the receiver.
8 Best Christmas Money Saving Tips
Reuse old Christmas decors
It is practical to reuse your old Christmas decors. We bought our Christmas tree three years back and still in good condition. After the yuletide season, you can keep immediately your Christmas balls, lights, lanterns and others so that you can use it again in the next Christmas.
Every year, the price and cost of Christmas decors are keep increasing. Avoid over decorating your house with expensive decors. The simpler the design, the better.
Prepare a Christmas Plan and Budget
It is a good idea to have a plan how you will celebrate your yuletide season. Make a budget how much you spend for the gifts, foods, shopping and house decoration. Stick to your budget and plan.
Christmas is not the time of overspending but the time of giving. You should give something from the heart. It is not important how much is the price tag of your gifts but the essence and spirit of celebrating Christmas.
Use Your Credit Card Rewards
It is now time to redeem your credit card points or rewards. This is one of the practical Christmas money saving ideas. You can use your rewards for shopping and buying gifts.
I will use my credit card rewards for this year to purchase clothes for myself.
Avoid Spending too much on food
Another ways to save money at Christmas is to void buying too much food. Most foods are perishable and it is not good idea to stock it in the fridge.
Plan what menu you will prepare during Christmas or New Year. Two or three menus are enough to fill up your stomach.
Give Personalized Christmas Cards instead of Gifts
If you have a skill to draw, you can create your own version of Christmas cards. It is more practical to make personalized Christmas greeting cards rather than to buy branded one.
Again the practical way of celebrating Christmas is not to spend. The most important is your pocket is full and happy. Show your love and care to your love ones.
Remember that there is a personal touch on your own cards. Many people now will appreciate your arts or creative design.
Look for Discounted Price
Always look for discounted price when buying foods, Christmas gifts and decors. Sometimes bulk items are cheaper than buying one piece.
Online shopping can give you lower price and at the same time you can avoid traffic and hassle. In fact, this is one of my favourite Christmas shopping saving tips.
The items will be delivered in your front door without wasting your precious time and money for fuel.
Avoid using Credit Cards for Christmas Shopping
To control your overspending habits or temptation of spending more, it is recommended to leave your credit cards at home.
It is proven that using cash to buy can save money during Christmas shopping. There is pain or uncomfortable psychological reaction if you handover your cash to the cashier rather than credit cards.
You can use your card only to redeem the points or rewards.
Shop Early as Possible
Shopping ahead of holiday seasons give you ample choices to buy non-seasons gifts at lower price. The price of wine and chocolates are cheaper before December.
Last minute spending means you are shopping with time constraint. You cannot select quality items.
We can celebrate a joyful Christmas while practice saving money habits. We can still be frugal while giving and sharing to others all our blessings.
Remember what Richard Bach said, “Every gift from a friend is a wish for your happiness”
To all my readers : I will wish you a Merry Christmas!