My Wealth Desire

Wealth Building Strategies & Steps to Financial Success

October 30, 2014
by Wealth Desire

How Money Mindset Affects in Achieving Financial Goals

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Achieving financial goals

Achieving financial goals

Having a right mindset about money is the first step of achieving financial goals in life.  If you change your money mindset, you can change your life. It is the attitude and state of mind that stimulate your being to achieve your desired wealth.

Everyone can build wealth from nothing.  Most of the successful people started from being broke or from bowels of poverty. It all begins how they set their money mindset.

Successful people like Bill Gates, Carlos Slim Helu, Steve Jobs, Warren Buffet, Mark Zuckerberg , Amancio Ortega and others self-made billionaires and millionaires have common mindset.  They accumulated massive wealth because they have a high level money mindset.

It is not impossible for ordinary people to become financially successful if he or she has positive mindset and motivation.

 “I truly believe in positive synergy, that your positive mindset gives you a more hopeful outlook and belief that you can do something great means you will do something great.” – Russell Wilson

Life if you Achieve Success

Life if you Achieve Success

How Money Mindset Affects in Achieving Financial Goals

A human mind has a big role in attaining financial goals. A person cannot act or apply actions if his or her mental attitude is not aligned to his/her objectives.

Money mindset has a positive effect in aiming success.  It motivates, inspires and boosts everyone.  It also stimulates a person to apply action up to the desired level of success.

Mindset Makes a Person Motivated

Succcess Mindset to attain financial goals

Succcess Mindset to attain financial goals

Having a right mindset makes a man motivated to work hard or to achieve smartly his goal in life.  It gives an excitement feeling.  It energizes the senses of human being.

If you are motivated, you are full of energy to achieve what you want in life.  You cannot wait the time to tackle your journey in reaching your goal.

“When you look at people who are successful, you will find that they aren’t the people who are motivated, but have consistency in their motivation.” – Arsene Wenger

Many people become successful because of their rich mindset.  They attain their objective because of goal-mode mindset.  It is because of motivation, it works naturally to you.

If you dream to become wealthy, then, put your mindset into abundance and prosperity of money.  You feel better to work regularly accumulating wealth and earning higher income.

Mindset to achieve success influence a lot your mind and motivation.  It greatly inspires you to show your strength and potential.  You become confident of achieving your wealth.

Successful people are motivated to build fortune to get rich.  They are inspired to invest and to grow their money.  Their excitement helps them choose the right strategies of investment and creating wealth that suit for them.

You will observe that the more you are enthusiastic the more money you will make.  Enthusiasm is the result of motivation.  You become eager to provide quality services and products that most people love to buy it or patronize from you.

Mindset Energize a Person to Act

Succcess Mindset to attain financial goals

Succcess Mindset to attain financial goals

If a person has a positive attitude on how to succeed, he is committed to his goal.  He or she makes a solid plan on how to do it or achieve it.  Successful person is not intimated about failure.

Successful men and women are not giving up until they achieve what they want in life.   With a right mentality, these men and women are not easily getting bored to change their life.

In fact, they are mentally stimulated to work hard to become successful.  Most of the successful people did not lose hope.

Take a look at the life of Richard Branson, a British billionaire; he failed many times before he became successful.  He tried different businesses before his Virgin brand became a globally famous brand.

“Develop success from failures.  Discouragement and failure are the two of the surest stepping stones to success.”  – Dale Carnegie

It is better to learn from failure than to afraid from it.

Mindset is the driving force of a person to act.  A goal without action becomes a wish.  With a right success mindset, a man becomes powerful to work harder in achieving richness.

Mindset is the internal force to push our own self naturally to cross the barrier of achieving financial objectives.

“In order to carry a positive action we must develop here a positive vision.” – Dalai Lama

Keep in mind that an action is the key to achieve financial goals. The very difficult stage is the first step of action.  However, once you started doing it, it stays in motion.

Remember that it is impossible to become financially successful without applying action.  Money will not grow or multiply if you will not invest it.  You will not have multiple streams of income if you did not accumulate multiple assets.

In every action there is an equal level of success.

Achieve your Financial Success and relax in this place

Achieve your Financial Success and relax in this place

If you keep applying action it means you are increasing the momentum force in your mind.  It creates a powerful effect to reach your desired level of success.

Action is carried out from the instruction of the brain.  The brain gets all information or data from our mindset.

Indeed, success can be achieved once you applied action.


Financial success can be attained if we set our mind based on our desire.  A positive mindset gives confidence to us that we can do anything or extremely exceptional in order to meet our financial goals.

Mindset gives us energy, strength, enthusiasm and determination to conquer the barriers.  It is the mindset to achieve goals that makes us motivated to do without complaining.

It is also the driving force to act.  It turns us to be always on the go in achieving success.  We feel the fulfillment once we become financially successful.

Related Topic

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The Truth of Creating Financial Wealth and Its Advantageous Rewards

Secret for Getting Higher Salary

How to Build Wealth from Scratch – as an Employee

13 Ways to Solve Not Having Enough Money to Live on



Photo credits:  Photo 1, 2, 3, 4, 5

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October 23, 2014
by Wealth Desire

Building Wealth from Scratch Success Stories of Top Billionaires

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Billionaires Wealth building from scratch

Billionaires Wealth building from scratch

Building wealth from scratch can happen in real life of ordinary people. How many billionaires and self-made millionaires are using these strategies to create wealth from nothing like most of the successful people who created their fortune using their resourcefulness?

If you have a burning desire to get out from rat race and want to make money without a monetary capital, then you don’t have to be worried. There is always a means if we want to. Creativity can make you wealthy.

In fact, there are many rags to riches stories. I admired the stories of wealthy people who came from unfortunate families or from bowels of poverty. They achieve their dream wealth through their own resourcefulness.

Many immigrants who were new to their adopted country that became self-made millionaires or billionaires.

I read that some of them came to USA to study or to earn a degree from different prestigious universities in the United States.

Then after earning the degree and few years of working, they set up business from scratch.

How successful and wealthy people create wealth from nothing?

The Richest Man in Asia

Yes, not all business can be set up from the businessman own money. There is always a means to start up if you desire to have a business. The inspiring stories of Asia’s richest man, Li ka-Shing is one example who builds his empire from borrowed money.

Li ka-Shing Wealth from Nothing

Li ka-Shing Wealth from Nothing

At the age of 22, Li ka-Shing started his plastic flower manufacturing company from borrowed money. He loaned from his family and that was the start of Cheung Kong Industries.

Related Interest: No. 1 Secret of Rich People

To make his factory business profitable and viable, he hired only the best salesmen and best technician in Hong Kong.

When he expanded his business into property development and real estate, he used other people’s money again before building the apartments. He applied the pre-selling technique to his friends, associate and colleagues to fund his property development project.

Wealth can be created through starting business. Any business can be set up even without the owner’s capital. Like Li ka Shing, he/she can utilize the other people money to create his/her fortune from nothing.

It is really true that we can build our own wealth using other people money.

Related Interest: Best Personal Finance Tips from the Billionaires

Europe’s Richest Man

The Europe richest man is famous of building his wealth from nothing. He is a son of a railway worker. I am sure he cannot accumulate $55.6 billion of net worth (October 2014) without his creativity and determination.

Amancio Ortega Wealth from Scratch

Amancio Ortega Wealth from Scratch

In 1960, he became manager of a local clothing shop and at the same time, he observed that only affluent family could afford to purchase expensive clothes. Through his desire to offer affordable clothing to his countrymen, he started buying lower cost textile from Barcelona. That was how he used his creativity to build his own business.

Related Interest: Proven Ways on How to Get Richer

Then, he cut the fabric into pieces using a cardboard pattern and sold his products to other local shops. In 1972 he founded the Confeccioness Goa, selling quilted bathrobes. With his ingenuity and resourcefulness, he contracted and organized the local women to sew his products.

He knew that the local women will accept the job with little money. This is another vision to produced inexpensive products but quality made.

Amancio Ortega knows at young age that he can make huge money from starting business that serves the customers demand. He used his creativity to achieve his dreams at the same time while building his wealth.

Creating Wealth from nothing

Creating Wealth from nothing


Building business is the best strategies to build fortune for most billionaires in the world. In starting business, it is not important to have money.

You can start business and wealth from scratch. Your creativity is the key to build wealth. Indeed, it is the creativity that makes money.


Small Business Venture and Next Wealth Building Steps

Key to Wealth Building – Secret to Get you Rich Fast

Wealth Buildings like Jim Rogers: 5 Best Ways to Invest in Silver

Top 5 Richest People in the World and Billionaire’s Wealth Building Strategies

Top Ten Best Personal Finance Books to Become Financially Successful


Photos Credit: Photo 1, 2, 3 & 4

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October 9, 2014
by Wealth Desire

Amazing Reasons to Start Your Own Business

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Successful People Who Started Their Own Business

Successful People Who Started Their Own Business

Starting your own business might be the answer for your problems. Do you want to live like the luxurious life of what successful people do? Billionaires like Bill Gates, Mark Cuban, Mark Zuckerberg, Larry Ellison, Richard Branson etc. are the living proof that they become wealthy because of their own business.

Setting up and managing business is not for all. Many of us still preferred to work for someone. Don’t get me wrong about this; I know most of these types of people love to have security.

Employees or working people don’t want to gamble their love for freedom. They are contented to live pay-check to pay-check. They love to get benefits from their company.

However, I am admired those people who step out from their comfort zone to seek their freedom and passion. These entrepreneurs quit their jobs to start their own business.

Entrepreneurs are risk players. They don’t mind the risk involved in leaving a secure job. They are not afraid to conquer the uncertain of doing business.

Entrepreneurs are not contented to follow what their supervisors or managers tell them to do. They believe on their faith, the faith to do business without somebody dictating them.

5 Great Reasons to Start your Own Company

If you want to quit your job or get out from rat race, building your own company is the solution. To know why, find out here the amazing reasons.

  • To have flexible time

Being an entrepreneur, you have the control of the most precious wealth on earth. You can decide what time you will visit your business or set a meeting with your staffs.

You have the flexible time when you will get up from your bed. The choice is yours to decide your time preference

Entrepreneur who can meet his staff in his preferred time

Entrepreneur who can meet his staff in his preferred time


Do you experience begging from your boss to allow you to take a leave or a short vacation?

Imagine, you can visit your family or love ones any time without getting approval for your leave application or asking permission from your boss.

  • To earn more income

If you have a dream to create wealth while you are young, you need to have a bigger income. Earning higher income while maintaining your low cost of living will absolutely achieve this dream.

Due to the desire to increase income, many people decided to venture into business.

During the honeymoon stage of the business, the income or revenue is still small. However, as the business growing, the income becomes bigger.

In business, your potential revenues or income is higher and even unlimited. You as the owner you can control how much you earn either small or big. Not like if you are an ordinary employee, your income is limited.

  • To have a Priceless Freedom

Having a freedom is like winning a jackpot prize. In fact, freedom is a priceless state. There is no harm or bad about achieving financial and personal freedom.

Most of us want to quit our job in order to be our own boss. We desire to be our own business. It is because we believe that being an entrepreneur or having business can help us reach freedom faster.

Start your Own Company now to have freedom to enjoy this paradise

Start your Own Company now to have freedom to enjoy this paradise

It is true that the burning desire of every aspiring entrepreneur is not merely to be a boss but the precious freedom.

Being your own boss, you have also the freedom to choose your work place. Many modern entrepreneurs chose to have his/her office and work place in the comfort of his/her own home.

They can monitor their business through on line communication, correspondence, email and telephone.

Online and internet entrepreneurs are the new brand of businessmen and businesswomen. They are working most of the time at their home office or at remote places. They can work even they are on vacation.

  • To Build Wealth and Legacy

One of the safest ways to build wealth is through having a business. Most of the wealthiest persons in the world have their own business.

Bill Gates built Microsoft to be one of the great global companies. He has also one holding company that making him richer every second or minute. Cascade Investment LLC is the real secret why Bill Gates remains the richest American man and the world’s wealthiest person.

Carlos Slim Helu has plenty of businesses and conglomerates. He builds his fortune through his businesses. He will not accumulate $81.6 billion net worth (as of October 2014) without his conglomerate or various corporations.

Billionaires Who Build Wealth Through Business

Billionaires Who Build Wealth Through Business

Like these two guys, I am positive that through setting up your own business can absolutely build your own fortune that you can pass on to your children.

You can transfer your wealth or your business not only to your children but also to your grandchildren or to the next generations.

  • To have a sense of pride

Running your own business can boost your confidence and pride. You develop a high sense of pride with your own establishment.

Your company is the outcome of your hard work, creativity, dedication and good customers/employees relationship. You then become proud of the success of your enterprise.

You gain a sense of pride because you create jobs, you help other people and you pay taxes to the government. You become fulfilled because you earn out from your passion and being a responsible citizens as well.

Being Your Own Boss you can afford this properties

Being Your Own Boss you can afford this properties

Entrepreneurs are happy to do what they love to do. They are delighted to work without someone telling them what to do.

Indeed, as a businessperson, you became satisfied with your life and accomplishments because it is the realization of your dream.


Starting your own business or company will change your life positively. At the start of your business it requires too much hard work, planning, marketing, capital and time. However, the rewards that you will reap from your establishment are really worth it.


Achieving Financial Success – 5 Secret Steps to Achieve it Easy

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Top Successful Immigrant: Billionaires Who Build Wealth from Scratch

Three Important Entrepreneur Lessons from Academy Awards

Wealth Building Strategies of Wealthy People – No. 1 Pay Yourself First

Photo Credit to the following pictures: Photo 1, Photo 2, Photo 3, Photo 4 & Photo 5

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October 2, 2014
by Wealth Desire

Progress of My Debt Free Journey

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Financially Free Life

Financially Free Life

Absolutely, debt free life can be achieved by anybody. People with determination and persuasion to pay off debt are amazing. For me, this is a big challenge to have a better family financial future.

To be financially free is a priceless state. Once you pay off your debt, you are worry free from your financial obligation, creditors and lenders.

Financial planning, budgeting, discipline and lifestyle are the few factors that will help us improve our no liability journey. I am sure that if we are equipped with these, we can easily achieve our financial independence.

Updates for My Debt Free Journey

I will humbly share here my progress towards my commitment to have a financial freedom and no liability living.

I am grateful and proud to say that we already full paid our home loan just this end of July 2014. This is our small house. Our journey is not a short cut one. It took us six years continuously paying the monthly amortization.

Our car loan was also paid off last May 2012. Presently, my car is still in good condition and I am using it every day. What I only spend now is for its maintenance and fuel.

Pending Financial Liability

We are still paying our lot property investment. There is one and a half more years to pay it fully. We purchased the property in a gated community 10 minutes away from the crowded city.

We are planning to pay out this property within one year though we don’t have plan yet to build a house in this lot.

We have also a condominium unit that we bought in pre-selling. The unit is not yet turned over to us. We are also planning to sell this unit very soon.

The money from the condo unit will be used as a capital for another business ventures in the future. As much as possible we are now avoiding bad debt like this.

Paying off Home Loan

Paying off Home Loan

I want to pay off my debt as much as possible. I know that by paying off debt I can I achieve my desire to be financially free earlier.

I want to have a freedom from debt and financial obligation from the banks or lenders.

Most of the people who hate their jobs cannot quit because they are trapped with debt problems. Unfortunately many of us keep working. We are still in the rat race.

Actually, having a free from financial liability is the first step to get out from rat race.

We understand that by paying early we can go to the next level of our life. We want to expand our existing business as soon as we can.

We can only do this if we don’t have debt. If we don’t have any financial obligation, it means a lot to us. We have the capability to save more and invest more.

Actually our journey to be financially free and to be our own boss started since two years back. We decided at that time that we must stop working with someone.

We want to run and manage our own business. We decided that working to someone or to anybody is enough.

Debt is the slavery of the educated and bright people.

We are working hard to let our company and boss get rich. We trade our knowledge, skills expertise, energy and time with money.

A man in debt is so far a slaveRalph Waldo Emerson

Working with someone is the modern type slavery. You are not only slave by your boss but you are also slave by money.

Money controls your being. It is because of money you force yourself to wake up early in the morning. You waste too much time in the traffic or in commuting.

No Liability & Debt Free Journey

No Liability & Debt Free Journey

Conclusion for Financially Free Life

In this journey, we experience a lot of obstacles and hindrances. Yet, we are determined to keep moving toward our end goal.

Anyway, in getting out from debt takes time and there is always no short cut.


How to Get Debt Free Life

5 Shocking Reasons to Pay off Debt Now

Why Pay off Home Mortgage Early: Shocking Mortgage Meaning

Credit Card Common Mistakes: 3 Worst Reasons To Avoid Cash Advance

No. 1 Secret of Rich People

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September 25, 2014
by Wealth Desire

Small Business Venture and Next Wealth Building Steps

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Retail Store Business

Retail Store Business

It is my burning desire to be a full-time entrepreneur and to have a retail store business. I want to be hands on in running and managing my small business venture as much as possible especially during its start up stage.

My wife and I have a small business that started on April of this year. The original plan was to open it last December. However, due to uncontrollable situations, we moved it to April.

We started it first as a small retail store. We understand that in the beginning of every business there is always a risk. So, we will see how the things will work out.

I believe that in every venture it is necessary to start a baby step. If you get lost your investment on the early stage, at least the impact is not huge.

Our Stock - Drinks & Noodles

Our Stock – Drinks & Noodles

The best lessons I learned is start small and end it big. A small business has lots room to improve, to grow and to expand.

Why I want to have a Business Venture

Every one of us wants to get out from the four corners of our cubicle. In United States and other industrialized nations, working people is considered as middle class.

Most of the middle class American are living pay check to pay check. Entrepreneurship is one of the best solutions to get out from your job.

I want to have a small business in order to learn the in and out of entrepreneurship. I want to learn the process of setting up, dealing with the customers, running and managing it.

We are still working with our respective company while small retail business is running. My wife’s sister presently manages the store.

Business Venture - Tandem Couple

Business Venture – Tandem Couple

My wife and I already started feeling the stress from work. We also experience the effect of stress in our health, in our body and in the whole being.

We find it hard to deal with hard co-workers. You will find some are having attitude problems, lazy and zero knowledge about their work.

I observed also that those people who use to talk and nag are brainless and worthless individuals. The same also goes to superiors.

I want to stop driving for long hours because of my job. 4 years back, I was driving about 300-350 kilometers daily. I cannot imagine how I managed it for 6 days a week.

I spent 5 hours in the road daily for almost 4 years. The worst thing is I have to wake up early in order to leave early at home and reach my work place on time.

I am not complaining and don’t get me wrong. I love my job and I am happy with it yet it is normal to mankind to look for a better life.

I believe it is correct to look for solution what I find that is not right at present. Everybody deserves to live his/her dream life.

Store Business - Can Goods, Coffee & Milk

Store Business – Can Goods, Coffee & Milk


Next Wealth Building Steps

We are still saving most of our income. We need to be smart with our savings. We’ll be using the savings to be our capital for another business venture should we both quit our day jobs.

We have also plan to get funds from any government institution that could lend us capital.

Indeed, the smart solution that I can sense is to quit and start up a business.

I believe that setting up a business is bringing me and my family into the next level of wealth building. I know in business our future income is unlimited.

Feel free to share your stories about your business venture? Does your business bring you more income than what you earn from your job before?

Photo Credits: Photo 1, Photo 3,


Achieving Financial Success – 5 Secrets Steps to Achieve It Easy

Tips on How to be a Millionaire

No. 1 Secret of Rich People

Key to Wealth Building – Secret To Get you Rich Fast

Proven Ways on How to Get Richer

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September 18, 2014
by Wealth Desire

Mistakes Working in Iraq and Lessons I Learned in Life

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Risk While Working in Iraq

Risk While Working in Iraq

Most of the people now want to trade their time and energy with money.  Working with someone in exchange with salary.

It is okay to trade your time and expertise with money for 5 to 10 years.  I know some people who get out of rat race after working few years.

Do you dare to trade your life because of attracted offer?  The most daring is to trade your life with a promise of high salary.

Mistakes Working in Iraq

In recent year of political and social crisis in Iraq it does not stop for many expats to work there.   Working in Iraq offer a higher compensation with tax free benefits.

Do you want to trade your life and career to work in Iraq? How about in Syria and Libya?

I have a friend, a mining engineer who is working in Iraq.  He started working there since 2006.  He was attracted of high salary and tax-free benefits.

We know that Iraq is not a peaceful country.  In recent week, there a lot of killing accidents from extremist according to the news.

I cannot understand why some people gamble or risk their life for the sake of money.  I think it is not worth it to take a job if you are not sure your safety.  I cannot imagine why some people grab the offer even though they know the danger waiting for them.

Exemption of the Rules

To make this topic clear, there are some exemptions of the rules.  Military personnel and advisers are exempted in this topic.  They are sent to risky countries to depend the civilian and for global democracy reasons.  I really salute their bravery, courage and unselfishness battle for the sake of public benefits.

Beautiful Places in Iraq

Beautiful Places in Iraq

I am not talking also here those folks who are working with NGOs, UN or UNICEF and diplomats.  I salute these organizations or individual who risk their life for humanitarian reasons.

In this post I am particular to those people who are getting job in government and private companies in Iraq, Libya, Syria and other risky countries.  They do not mind the to work in the danger zone.

Lessons Learned  in Life

What is the essence of earning huge money or tax-free income at the end you will become a victim from the civil war or political crisis?

We should learn from the mistakes of my friend while he was younger and productive.  He mismanages his income and he is did not invest the most important asset.

When he gets loose his job, he thinks that is the end of his career.

  1. Always have an Emergency Fund

Always make a habit to save monthly for your family emergency fund.  You don’t know when you will get lose your job.  Our global economy is not stable.

In fact, some of the jobs in United States are outsourced to other countries.  Many manufacturing companies set up their own production line or plant in China or other countries in Far East.  So, there is always a chance for jobs lay off in the USA.

Remember as you get older your chance of landing a new job is becoming small.  Emergency fund is very important so that you will not be worried for your finances when you are temporarily loss your job. Your sense of feeling is different if you have money.  It is true that you will not feel desperate to look for job if you have still savings in your account.

Related Topic : Why Wealthy People Are Living Below Their Means

The rule of the thumbs is at least 3 to 6 months of your income.  Within in this period you can live comfortably while searching for new work. Having an emergency fund worth 6 months of your income will not attract you to work in the risky country.

  1. Keep Investing for Personal Growth

It is necessary to invest your own personal growth.  You can earn additional skills or train yourself to make valuable to your company.

Do not stop investing yourself.  You are the most important asset in your life.  So, it is necessary to improve your skills and knowledge to become on the top of your field.

Investing for personal growth is improving your mind sets, your sale skills, and productivity.  It is also the process of developing your creativity, decision making and resourcefulness.

If you are valuable, it is not easy for a company to fire you.  If you are marketable it means many companies know your potential and qualification.  A marketable applicant is not difficult to land for new jobs.

Related Interest: How to Double or Triple Your Salary That You Can Build Wealth Fast

For one thing sure, if you are investing yourself or your career it is impossible to end yourself working in Libya, Iraq or other risky countries.  In fact, you have a better choice to work in very nice safe place.

  1. Never Underestimate Financial Planning

I observed that most people attracted to work in the risky countries are those who failed to plan their future.  It is correct to say that people, who fail to plan their finances, are planning to struggle financially.

Related Post: Personal Financial Planning – The Effective Wealth Strategies

It is important to start your financial planning when you begin earning.  May you are new to real world and fresh from college you, to plan your future career and finances are a must.

With a concrete financial planning will absolutely not bring you to work in Iraq or Libya. You will not put yourself in the danger zone because of money.

Jobs in Iraq

Jobs in Iraq

Wealth Desire Final Word

Feeling desperate and hopeless give us the pressure to look for a job even in a dangerous place.  We bravely follow our desire to earn money despite the condition of your works.

Related Topic: How to Achieve Goals and to be Wealthy

The best way to protect you for this scenario is to have a financial freedom as early as possible.  It is true; if you are financially free you do not have worries if you lose your job.  Your guilt feeling for your financial responsibility in your family could be avoided.

Everyone has a choice and can control his/her life.  In fact, you are the only pilot of our life.  If you have proper planning for your future and career then you have a better destination.  Lastly, let may share you what Alan Lakein, a well-known author said; “Panning is bringing the future into present so that you can do something about it now.”

Photos Credit: Photo 1, Photo 2, Photo 3

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September 11, 2014
by Wealth Desire

Wealth Desire Blog Absence and Updates

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Blog Updates

Blog Updates

I was silent for more than two months due to many reasons. It was one of the saddest moments of my life. My mother passed away a day before our vacation.

I got the sad news while I was preparing for our vacation. My family is from Philippines. While I was in the plane for our flight to Manila, I am always thinking why it happened to our family and why not to other families.

Every year, my family is not paying for the airfare because my company pays for it. It is one of my benefits for working in Dubai.

It is not a joyful one month vacation. However, it is a necessity to escape from work stress and daily long driving.

 “The idea of a perfect vacation is not working or not having to work and having no appointments.” - Tom Welling

I am always busy with my day job as an engineer and I found out that I need to unwind and relax from time to time. I feel healthier and better while on vacation. There is no worries and stress about my job.

We need time to recharge and remove stress from our body. We need to refresh our own being in order to be productive and efficient.

It is really true that relaxing is necessary for our healthy body, mind and soul.

Relax quotes

Relax quotes

Going for vacation is spending quality time with my family, having more time for bonding with my kids and family.

Wealth Desire Blog Comeback

Hope as I come back, I can update my blog 1 or 2 articles per week. I am balancing my extra time with my family, job and my blog.

In the next post, I will share to you about a true to life story about my friend and lessons I learned working in risky countries.

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June 12, 2014
by Wealth Desire

Achieving Financial Success – 5 Secret Steps to Achieve It Easy

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Do you know what the secrets are in achieving financial success? Why only 10% of the people in this world are having the 90% of the world’s money?

Everyone can achieve financial success even without college degree.

How do you set your financial goal? Do you have discipline about money and your finances?

Sometimes it’s all about you, how you educate yourself about financial education.

Chris Gardner became a self-made millionaire without college education. He became the top stock broker of his former company. Even without a college degree, it did not stop him to learn and master about stock trading. It did not stop him to put up his own stock brokerage company.

Bill Gates and Mark Zuckerberg are both Harvard University dropped out. Without college degree didn’t stop them to become successful. They choose to stop studying in the university to follow their own burning desires.

Financial success is a journey of your life. It is a continuous process of learning, acting, expanding and growing your wealth.

Actually, the advice from most parents, teachers, professors and the government is to a get a college degree. For them, financial success can be achieved through this old school system.

5 Secrets of Achieving Financial Success in Your Life

  • Develop and Adopt Right Mindset

Right mindset is important in achieving financial success in your life. If you think and focus on the scarcity of money and difficulty of financial life, you will not get rich.

You will get what you are thinking of.

However, if you are confident and you believe in yourself that you can be successful, chances is you will achieve it.

There is a secret psychology of money. Most people do not know about it. That is why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what is going on inside of you. – T. Hary Eker.

If you are specific to your end goal, then you will reach to your destination successfully.

It is not difficult to attract and working on your financial goal if you have positive mindset about money and wealth. If you are thinking positive about your future then you will become motivated.

You are probably driven working toward your goal because you are inspired and interested about your success.

For Successful People This is a Nice Place to Relax

For Successful People This is a Nice Place to Relax

  • Have a Simple Lifestyle

The next factor that has a big impact of reaching financial success is lifestyle. It is all about how we spend our income or money.

It is impossible to be successful if you are spending more than what you can afford of. Overspending is one of the reasons a person struggling financially.

If your income rises, maintain your cost of living. Avoid having debt as much as possible.

It is the debt that traps you in the rat race or keep you working. Other people keep working underpaid in order to continuously pay their bill and debt.

Financial success can be achieved very easy. Whatever is your income, be it $1,000,000 or $50,000 annually, you must spend below your means. Even rich and wealthy people are living below their means.

You can live happily with a simple lifestyle. Be smart in dealing with your expenses.


Related Topic: How to Stop Overspending Money & The Ultimate Key to Create Wealth


  • Create Financial Planning

Financial planning is another secret of achieving financial success. Without planning, it is like you’re to take vacation without clear destination.

You have to ask yourself.

What do you want? How much money you want to achieve in order to live your dream life?

Do you want to continue working or retire early? How much wealth you want to be financially successful?

Start planning now for your financial future. Don’t depend on your company or government. In this generation, there is no such thing as security.

You are not secured in your job or in your economy now. You don’t know when you will lose your job.

Our economy is most likely run by greedy economist, materialist people and inconsiderate government officials. Do you remember the 2013 government shutdown?

So, you don’t know until when the economy is favorable or will crash.


Related topic: How Family Health Insurance Influence your Financial Planning


  • Have a Commitment and Action

It is not enough only to have a goal or to dream wealth or money. Commitment is a must to achieve your desired wealth or to attain financial success.

If you are committed, it means you are motivated to do it or to make action for your financial goals.

Start doing some actions to reduce your expenses and to increase your income.

Remember, financial success cannot be reach without exerting effort or action. It starts with the baby step in every wealth creation journey.

Do you have a savings? Why you cannot start saving now at least 10% of your income?

If you start investing and savings early, you can reach your financial freedom early. You will feel the freedom in yourself if you have accumulated your desired wealth.

It means that you become financially free only when you attained your financial success.

If you will not make action to sow the seed, it will not grow as a plant. It is the same with our money and finances, if you will not make an action to save and invest, there will be no improvement on your financial being as well.

There’s a tendency that you will spend it. If you are not committed, you will spend your savings or extra money to unnecessary stuff, those stuffs that will only give us a short-term happiness. Yes, maybe 30 or one hour happiness.
Do not let your money sleep in the bank; invest it to bring income to you. Buy assets that can regularly give you a passive income.

To become successful with your finances, you should focus on acquiring assets and diversifying your investment.
It is true that creating multiple streams of passive income is the secret of getting rich fast.


Related Topic: No. 1 Secret of Rich People


  • Secure Your Money & Investment

Do you know that most of the affluent people and family are hiding their money?

Yes, they are legally keeping their money from the eye of tax collectors or government through offshore account. This is one way of securing their money or wealth.

As soon as you do diligently saving and investing your hard-earned money, the next step is to keep it secure from different wealth stealers.

And if you have business, you need to get a liability insurance to shield your wealth or business. Insurance is very important. It is use to protect your business against litigation, uncertainties or accidents.

If you invest in rental properties, you must also insure your real estate business with public liability insurance. Again, make sure that your real estate business has its own entity that can safeguard your other assets.

Securing your money and investment will continuously grow your wealth. You are accumulating assets constantly without risk exposure.

With a secured wealth and assets, it will guarantee you in attaining your financial success.

Related Topic: How to Make Smart Passive Income and Become Wealthy

Tips for Financial Success


The secret of achieving financial success starts with your mind set. If you believe in yourself that you can attain your goals then go for it.

Commitment is another key of achieving success. Commitment causes a chain reaction to act and to do towards reaching the wealth you seek.

The amount of fortune you acquired or your net worth depends on the quality and quantity of your action. If financial success means huge amount of money, then you have to render too much dedication and hard work.

Indeed, your net worth is the reaction of your action.

Lastly, I will share what Sir Isaac Newton said about action; “for every action, there is an equal and opposite reaction”.

Feel free to share your secrets on how to attain financial success?


Photo Credit:  Photo 1, Photo 2, Photo 3

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