My Wealth Desire

Wealth Building Strategies & Steps to Financial Success

Top Ten Best Personal Finance Books to Become Financially Successful


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Personal Finance Books are the sources of knowledge, information, and new insights that will help us achieve our financial goal.  Though we are in the period where everything we want to read and acquire is available in just one click of the mouse, books are still valuable to keep a record of the ancient teachings related to money and wealth.  Reading best personal finance books can affect us on how we view about money and will guide us on how to create wealth, how to invest, and how to become financially successful.

Reading personal finance books keeps us focused while gaining vast of knowledge about money, wealth management, opportunities, and techniques of living successfully.   I, myself, had read most of the books listed below not only once but more than once and now I could say that I became financially aware.  For me, these best personal finance books transformed my financial life to a higher level of awareness which gave me also motivation to continue my journey towards financial success.

10 Best Personal Finance Books

I will share here the 10 best personal finance books to become financially successful.

10.    How Come That Idiot’s Rich and I’m Not

How Come That Idiot’s Rich and I’m Not,
reveals why and how idiot’s people get rich, while smart people are still financially strapped.  This book written by a multi-millionaire author, Robert Shemin, covers his own wealth creation secrets, how to succeed in one set wealthy goal, using other people resources or leveraging, and owning the best asset.  If you want to know how to become a millionaire, this book is good for you; because it will show you how you will get rich in investing with three real estate properties.

9.    Rich Dad’s CASHFLOW Quadrant: Guide to Financial Freedom

Rich Dad’s CASHFLOW Quadrant
is the second personal finance book written by bestselling author Robert Kiyosaki.  The book covers the four types of people who have different views, perspectives and ideas of money and financial life.  This book shows which quadrant or kind of people can build wealth or could create cash flow faster.  He explains and identifies here the different types of people in the society or business world, whether a person is working for someone to make that someone get richer or a person who is just looking for business opportunities to build his business empire. 

8.     Secrets of the Millionaire Mind 

Secrets of the Millionaire Mind
 shows how money blueprint ingrained in your mind link to your level of success and the amount of money you are earning.  This book is number 1 New York Times Bestseller, which sold more than 1 million copies and this is written by a well known businessman and motivational speaker T. Harv Eker. In this book, Mr. T. Harv Eker reveals the secrets of having a millionaire mindset and the power of mind in attaining success and creating wealth.   In the second part of the book, it illustrates how rich people think and act, including a guide and steps of wealth accumulation.

7.    The 4-Hour Workweek

The 4-Hour Workweek
is a self-help book written by Timothy Ferris and was first published in 2007. This is one of New York Times Best seller books, which sold more than 1,350,000 copies worldwide in 35 languages.  The book covers strategies on how to escape from 9-5 jobs, on designing a new rich life like travelling around the world and having a semi-retirement lifestyle.  This book is for all employees who are overworked but underpaid and for business owners who are lack of free time yet unproductive.  That is why Ferris is encouraging to outsource daily small work to virtual assistant and have more personal time with family and you can have focus on an area where it can provide you an 80% result.   

 6.    The Millionaire Next Door

This book is a compilation of research done and written by two-award winning book writer, William D. Danko and Thomas J. Stanley, about the surprising spending habits of Wealthy American people.  The Millionaire Next Door revealed that everyone could be a millionaire if we practice frugal living, accumulates wealth through buying investments, saves regularly, and focused on buying appreciating assets.

5.    Rich Dad Poor Dad

The Rich Dad Poor Dad is a New York Times bestseller book with more than 26 million copies been sold.  This book is written in a set of parables style by Robert Kiyosaki covering real estate investing, awareness in financial intelligence, investing, owning a business, and more.  This is the first personal finance book that I bought in 2006; it has a big effect on me in understanding wealth and assets.  This book is an eye-opener for me in the world of financial freedom and the real measurement of wealth.  If you have a dream to become financially free, this book will be a key to influence and inspire you to achieve it.

 4   Richest Man in Babylon

The Richest Man in Babylon
 is another book written in a set of parables style with significant emphasis on financial lessons, managing income, and wealth building.  George Samuel Clason writes this book and it was first published in 1926 with a historical overview of ancient Babylon.  The book covers financial freedom, including the solution to lean wallet, laws of Gold and seeking advice from the richest man in Babylon.  Personally, I recommend this book to read not only once but also from time to time in order to fully understand the lessons and ancient ways of wealth creation strategies to get rich and to live happily as well.

3.    The Science of Getting Rich

The Science of Getting Rich
is one of the best books for personal finance and self-help books, written by American writer Wallace D. Wattles based on the philosophy of “The Certain Way of Thinking”.  The book taught us about the
positive thinking theories for prosperity, the key to wealth attraction, to overcome hindrances in getting richer, and more.  The first publication of this book was in 2010 and this is among the list of 50 Success Classics Books by Tom Butler – Bowdon, a personal development scholar.

2.    Think and Grow Rich

Think and Grow Rich
is another best self-help and personal finance book written by one of the American great writers, Napoleon Hill. This book is one of the best-selling books of all time which sold more than 20 million copies. Think and Grow Rich covers the principle and laws of success; including the helpful philosophy to achieve anything a person wants.  One of the famous expressions and the formula to success mentioned in this book is “What the mind of man can conceive and believe it can achieve”.

10. The Holy Bible

The Holy Bible
is the best among the best personal finance book in this world with many verses about money, debt, and financial planning written in this Holy book.  Many religious scholars believed that God has written financial plan for all of us. Moreover, in this Holy book, it covers broad range of biblical perspective on how to obtain wealth, how to lend money, how to increase income, how to share wealth, how to manage wealth, and many more.

My Wealth Desire’s Final World of Wisdom

According to many studies, reading personal finance books increases our mental awareness and stimulates our mind and body to act in order to become financially successful. I want to end this article by rephrasing what Mr. Henry David Thoreau said; “A truly good book (personal finance book) teaches me better than to read it. I must soon lay it down and commence living on its hint. What I began by reading, I must finish by acting”. 

If I miss your favorite personal finance books, please add it in the comments section.  Thank you.


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Author: Wealth Desire

MrWealthDesire loves to do surfing the net, researching and reading books till he discover his passion to write personal finance, wealth building strategies and tips for financial success. Then he comes up to use blogging to post his written pieces and to share it to all without any fees or charges. You can follow him on Twitter at @MyWealth and like at MyWealthDesire


  1. Hi, I was simply checking out this blog and I really admire the premise of the article and this is really informative. I will for sure refer my friends the same. Thanks

  2. Save money on the little things. When you go grocery shopping, look for the cheaper brands or buy certain items in bulk to save money. Avoid eating out if you can and think twice before you buy an item you might not really need. These small changes could save you a lot of money in the long term.

  3. I’m into Napoleon Hill’s books. Think and Grow Rich is all about logic, which I think, most of us don’t really see.
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